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Study Shows Blacks Are More Likely To Take On Student Loan Debt And Default Than Whites

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Blacks Are More Likely To Take On Student Loan Debt Than Whites

U.S. congressman Elijah Cummings and Sen. Elizabeth Warren recently joined forces to discuss the issues with student loan debt in this country and break down the racial barriers when it comes to who is falling victim to the debt boom…

Via The National Journal:

Today the majority of all college students—at two-year and four-year, private and public institutions—rely on grants and loans to pay tuition. Americans now hold about $1.2 trillion in student debt, and right now most borrowers aren’t paying off their debts at all.

Cummings and Warren are particularly concerned about the effect student debt has on African-American borrowers. “African-American students are more likely to take on debt—and more debt—than white, Latino, and Asian-American students,” Cummings said at the event. In 2013, 42 percent of African-American families had student loans, compared to 28 percent of white families, according to the Urban Institute, a Washington, D.C. think tank.

That racial gap is driven by an enormous wealth disparity, Cummings said. The average African-American household has a total net worth of $11,000, according a Pew Research Center analysis. That’s not enough to pay for even a single semester at Howard, and it’s barely enough to cover a year of tuition at a public university like the University of Maryland-Baltimore County. In contrast, the average white family has a net worth of $141,900.

The startling discrepancy in household wealth means that a white family and a black family can have the same income but a radically different financial situation. It’s a disparity rooted in history, as The Atlantic’s Ta-Nehisi Coates has explained, and it means that the average black family today essentially lives without a financial safety net.

Student loans can be a lifeline, helping students finance college degrees even as tuition prices rise. Tyrone Hankerson, a current Howard senior, told forum attendees that he’s financing his education through a combination of scholarships, work-study aid, and a loan his parents took out on his behalf. After he graduates, he plans on going to law school.

But loan payments can become a heavy burden. One Howard graduate, Latechia Mitchell, said that her undergraduate degree was largely financed by scholarships, but she took out $60,000 for graduate school and to get a teacher certification. Although she and her husband both have college degrees and professional jobs, they can afford to pay only the interest on their cumulative student debt.

Discuss…


Conquest Countdown: The Definitive Ranking Of Chris Brown’s Exes

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The Definitive Ranking Of Chris Brown’s Exes

If you think Chris Brown has only dated Rihanna and Karrueche then think again. He’s been connected to starlets near and far. But how do they stack up against each other? Just click through for another Conquest Countdown to see which of Breezy’s exes is the hottest.

Slander Inc: Ja Rule Is The Subject Of Uproarious Ridicule For His Appearance On Fox Business [Video]

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Ja Rule Made Confusing Appearance On Fox Business News

This is about as random as it gets.

Fox Business asked rapper Ja Rule to come on national TV to discuss his new credit card venture with Magnises, in addition to social issues like the Baltimore uprising, and the 2016 Presidential election.

Sounds like this Magnises company went through great lengths to media train Mr. Rule in the art of shilling their corporate wares.

As you might have guessed, the reaction to seeing Mr. Murda Inc. talking business and politics on a Fox station is rich fodder for those on looking for laugh or to get some snarky commentary off.

Take ESPN’s Bomani Jones for example…

Oh, but this is just the tip of the hilarious, dumbfounded, and cynical reaction ice berg. Flip the page to see a the mother load…

Image via Fox

Are They Matching??? Timb Rocking Drake & RihRih Spotted Partying Together In NYC

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Rihanna And Drake Party In NYC

Rihanna and Drake were spotted in NYC Wednesday getting their party on with other Hollyweird celebs.

Drizzy hosted a party at Game nightclub…

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and a fellow Timb rocking RihRih was in attendance.

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Other stars were in the building including Bradley Cooper and even Rih’s rumored old flame Leo DiCaprio….

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but Rihanna and Aubrey’s entourages reportedly left together.

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Hmmmm….are these two back on????

Hit the flip for more of Drake and Rihanna in NYC.

What Beef? Young Thug And The Game Call A Truce

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Young Thug And The Game Squash Their Beef

The Game and Young Thug’s Wayne-centric hip-hop beef seems to be over before it truly got started. After the two traded insults and indirect threats via social media yesterday, a mutual friend of the two was able to settle their rising tempers before things got out of hand. Via TMZ:

The Game and Young Thug put an end to their beef before anyone got shot … and the truce was put together by a mutual friend … with some major street cred.

Rapper JoJo Capone tells TMZ he brokered peace between Game and Thug late Wednesday … after they’d traded some serious threats. Capone tells TMZ … Game reached out to him after seeing a photo online of Capone and Thug together. He says Game didn’t realize Capone was down with Thug … and that opened the door to a summit.

Capone says he got Game and Thug on the phone and explained … they both needed to get back to making music, and not threats. Capone says he told them they needed to look at the big picture and call off the dogs before someone got hurt.

They got the message. Shortly after the call, Game confirmed the war is over.

Funny — a guy named Capone is suddenly worthy of a peace prize.

So JoJo Capone calls and no one wants to shoot up the nail shop anymore? That’s interesting. Too bad he didn’t have any wise words to simmer down The Game’s hatred for 40 Glocc while he was at it…

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Charges Against Officers Accused Of Killing Freddie Gray May Get Dropped Due To “Insufficient Evidence”

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Charges Against Baltimore Police Who Killed Freddie Gray Could Be Dropped

Marilyn Mosby’s announcement that the six police officers responsible for Freddie Gray’s death would be brought up on homicide charges for their actions was a relief to many. But unsurprisingly, the Baltimore Police’s own investigation into the death of Freddie Gray doesn’t support the homicide charges brought forth by the state attorney — giving their attorneys grounds to move for dismissal. Via CNN:

The Baltimore police investigation into the death of Freddie Gray doesn’t support some of the charges, including the most serious, filed by the Baltimore City State’s Attorney, potentially allowing lawyers representing the police officers the opportunity to undercut the prosecution, according to officials briefed on the separate probes conducted by the State’s Attorney and police.

Already, defense attorneys are filing motions seeking to exploit differences between the separate state attorney and police investigations.

Lawyers for two officers have challenged a key finding of State’s Attorney Marilyn Mosby’s case: that a knife found on Freddie Gray was legal in Maryland and therefore the officers didn’t have a right to arrest Gray. The police investigation found that the knife is illegal under Baltimore city code.

Officials familiar with the probes also say the homicide investigation run by police investigators at most contemplated a manslaughter charge, not second degree murder as Mosby charged one of the officers, Caesar Goodson. To win conviction for murder, prosecutors must prove intent to kill. Manslaughter relates to unintentional killings.

SMH! We knew it was only a matter of time before the police department tried to find a way to wiggle out of these charges…

Kylie Jenner Blazes Up With Tyga And Tries Popeyes For The First Time

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Kylie Jenner Smokes Up, Eats Popeye’s With Tyga

Tyga wasn’t kidding when he said he doesn’t give a f*ck what the law says about him and his statutory bae Kylie Jenner. The two recently took flight together…in more ways than one.

While jetting off to some place or another with her man, Kylie Jenner took to her snapchat to chronicle her adventures at the airport — and it looks like 420 rolled around twice for these two. Fans first suspected something was up with Kylie’s state of mind when she had…a little trouble…connecting…her…thoughts on the app, and also had a suspicious craving for fast food fried chicken:

Her subsequent snaps revealed that Tyga was taking her on her first trip to Popeye’s. But the real “proof” came in one of her follow-up snaps, where she can be heard saying “I’m High as F*CK” before biting into one of their buttery biscuits for the first time ever:

What’s less surprising…the fact that Tyga has got Kylie out in these streets blazing up, or the fact that the little Calabassas reality princess has never tasted the golden-fried goodness of Popeye’s chicken?

Snapchat / Instagram

‘Yonce Ditches The Ponytail And Flaunts Her Legs In A Denim Jumpsuit

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Beyonce Shows Out In A Denim Jumpsuit

Beyonce has finally ditched the extra-high Met Gala ponytail she was obviously feeling the hell out of the last few days, and is now back to a sleek, long-locked look. Queen Bee showed off her style change to her loyal hive on Instagram and her own Tumblr on Thursday evening, flaunting a cute Stella McCartney romper as she geared up for a night out on the NYC streets

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Don’t hurt ’em, Bey! Hit the flip for more…

Instagram / Beyonce.com / SplashNews


Brazilian Meathead Nearly Has Arms Amputated After Muscle-Shots Turn His Triceps To Stone

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Muscle Injections Nearly Cost Brazilian Bodybuilder His Arms

Twenty-five-year-old Romario Dos Santos Alves, a Brazilian aspiring bodybuilder resorted to illegal Synthol injections (a mix of a mixture of oil, alcohol, and painkillers) to achieve exaggerated large muscles like The Incredible Hulk. The result was near-amputation, depression, and alienation from his surrounding community.

Barcroft TV

Epitome Of A Bad Mother: Ohio Woman Tries To Sell Her 10-Month-Old Daughter For $500

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Mother Tries To Sell Her Baby For $500

SMH! Via MailOnline:

A woman has been charged with trying to sell their 10-month-old daughter for $500.

Elizabeth Gayton, 25, and her partner Corryaune Paige made two attempts at getting rid of little Annabel, Cleveland police claim.

While bartering, mother-of-four Gayton allegedly left her two-year-old with a stranger she had met the day before.
Police were contacted after she returned for a second time to the west side of the Ohio city to pester relatives to buy the baby.

Annabel is now in the care of her grandmother, Sally Gayton, who has helped raise 11 children, 33 grandchildren and 32 great-grandchildren, according to Fox 8 News.

Sally Gayton told the station her granddaughter has demonstrated multiple times that she is incapable of raising children.

‘It makes me mad to think of what this little kid had to go through for her mother to treat her like that,’ she told Fox.

‘They don’t deserve to have any kids if they were going to do that. I would have had them.’

SMH! Wouldn’t just taking some birth control have been the easier option to avoid being a parent?

Tina Knowles Lawson Pens Heartfelt Letter To “Daughters” Beyoncé, Solange, Kelly Rowland, And Cousin Angie

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Tina Knowles Lawson Pens Letter To Her 4 “Daughters”

Mother’s Day is fast approaching and Tina Knowles has decided to take a few words to honor the ladies she raised…

Via TIME

When I was asked to write an open letter to you, I thought about the hundreds of texts and emails that I have sent to you on holidays and on Sundays, when I ask you to say a prayer to thank God for each other. Every day, I wake up thinking about how much I love, admire and cherish each of you.

I gave birth to two of you, but I have four incredible daughters. Writing this brought to mind all the ways you guys have been such a blessing to me.

When I’m feeling sad or not-so-cute or maybe a little sorry for myself, and you all include me in your group chat and tell me how hot I still look or how cool I am. Maybe you send me a crazy YouTube video. What actually works best is a cute photo of my grandchildren.

I remember slumber parties after my divorce, when we watched old movies and ate a lot of ice cream. I felt so loved and supported. The roles were reversed, and it was ME who needed nurturing.

I remember my first date when every one of you weighed in on what I should wear.

The obvious things about all of you are apparent. You are all strong, beautiful, intelligent and smart businesswomen. You are so much more than that. You are all kind, generous and you treat people well. You are all amazing mothers, wives, daughters, sisters and friends. All of you have total self-respect.

Flip the page to see what Tina had to say to each of her “daughters” as she addressed them individually.

Image via Cliff Watts

You Big Dummy: Man Steals Jewelry At Gunpoint But Brings It Back Because…

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It was fake.

Robber Complains That Stolen Jewelry Is Fake

A Miami man was recently arrested after authorities say he robbed a man at gunpoint, took off running and returned moments later to complain that the pilfered goods were fake.

NBC Miami reports:

A man accused of snatching jewelry from a Miami Beach tourist then becoming angry over the quality of the merchandise was behind bars Thursday.

Daniel Sion Palmer, 26, is charged with armed robbery, fleeing and eluding, reckless driving and possession of a suspended license, police said.

Palmer was being held without bond Thursday. It was unknown if he has an attorney.

The incident happened about 3 a.m. on South Beach, near 11th Street and Ocean Drive, when Palmer allegedly pointed a gun at a man from New York, grabbed his gold chain and then took off.

Police say Palmer apparently was not satisfied with his freshly stolen jewelry, and so he approached the victim again a block away, near 10th Street, just so he could tell him the jewelry was fake.

“That was a brazen move and because of that he was able to be apprehended,” Det. Ernesto Rodriguez said.

The victim was able to flag police down and point out Palmer, who was now driving a Mercedes. Investigators say he sped across 8th street, then down Collins Avenue, disregarding the police officers who had turned on their lights and sirens.

He then drove onto the MacArthur Causeway, and was arrested there.

Erika Allgaier, visiting from Boston, wouldn’t think twice about wearing jewelry in south Florida.

“You feel safe when you’re in Miami, you shouldn’t feel you should be threatened by someone or someone coming up and taking your jewelry,” Allgaier said.

SMH…you…big…dummy.

Matt Barnes Apologizes To James Harden’s Mom For Telling Her To “Suck My D**k, Bi**h!”

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Matt Barnes Apologizes To James Harden’s Mom For Rude Comments

Clippers baller Matt Barnes recently got in trouble for telling James Harden’s mom to do something pretty nasty to his man-meat. The baller know says he has apologized for his disrespectful comments about Harden‘s mama…

Via TMZ:

James Harden’s mother tells TMZ Sports … Matt Barnes PERSONALLY APOLOGIZED Wednesday night … after the L.A. Clippers star hurled an extremely rude comment to her during last night’s NBA playoff game.

Monja Willis wouldn’t tell us exactly what Barnes said to her at the Toyota Center in Houston during Game 2 of the Western Conference Semi-Finals … saying, “We’ll leave that on the court.”

What we do know … Matt’s comment really pissed off one of Monja’s other sons — who was sitting next to her during the game and heard it … and confronted Barnes after the final buzzer.

Willis tells us … “My older son walked over to him and told him to apologize … and he did.”

Monja says, “What he told me was that he would never want to disrespect anyone’s mother because his mother passed from cancer … and that he was sorry.”

“I accept his apology.”

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But…

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Matt Barnes still ain’t isht!

Guess The Cakes

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Guess The Celebrity Cakes

A certain celeb was spotted perusing around L.A. with her big ole bouncy booty on full blast.

This lady is known for her messy breakup with a cradle robbing rap star, bodacious bod and friendship with a fellow former shake dancer.

This should be easy….

Hit the flip.

White South Carolina Officer Shoots Black Homeowner Who Called For Emergency Assistance

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White South Carolin Cop Shoots Black Man Who Called For Help With Burglary

Another day, another black man with a police-issued bullet in him…

Via DailyMail

A white South Carolina sheriff has shot and critically wounded a black homeowner defending his own property against two men who had broken in, sparking an internal investigation.

Two Charleston County Sheriff’s deputies arrived to the mobile home in Hollywood, on Thursday morning after receiving a 911 call from a man identifying himself as the owner, Bryant Heyward.

When they arrived the officers reported they saw a man standing in the doorway who refused to drop his gun when requested, so one of the deputies shot him in the neck.

While he was being rushed to hospital, Heyward told police he tried to protect his home and had exchanged gunfire with two suspects before the police arrived.

By Thursday afternoon, one of the two men trying to burgle Heyward’s home was named as Thomas Zachary Brown, 22.

Brown was charged with first-degree burglary and attempted murder in connection with the home invasion.

It’s good they caught the burglar, but what of Bryant Heyward?

Meanwhile Heyward was taken to the Medical University of South Carolina with life threatening injuries, Watson said.

A hospital spokesman said Friday he had no information to report on anyone with that name.
According to the 911 calls released to the public, Heyward hid in his laundry room and waited for the police to arrive after the break-om.

‘Someone was trying to break into my house, please come,’ said Heyward.’It’s an emergency and they have guns.’

This is the story that a lot of cop-capin’ folks in the media want: “It doesn’t matter than he was black, he had a gun! The cop had every right to take a fatal shot at him!”

SMMFH…

Image via Facebook/Shutterstock


No Plastic Surgery Sorcery: Find Out How Kandi Burruss And Mama Joyce Lost So Much Weight!

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Kandi Burruss And Mamam Joyce Use Dramatic Weight Loss

Many people have wondered how RHOA stars Kandi Burruss and her Mama Joyce lost so much weight on the past season of the hit reality show. According to the star, one center in Atlanta dramatically changed their weight and life…

Via Bravo:

Sure, the Real Housewives of Atlanta women are the stars of the epic three-part Reunion, but one person has stolen a bit of their spotlight: Mama Joyce!

During her sit-down with the women on Sunday, Kandi Burruss’ mother showed off her fabulous new makeover—and revealed that she had a dramatic slim down.

Now, she’s sharing more details about her healthy new lifestyle. “I’ve lost 40 pounds,” she tells the Dish. “To be perfectly honest, the first 20 pounds I lost was with the Dramatic Weight Loss program. The other 20 pounds was from stress.”

Exercise also played a part. “I do it to keep in shape,” Joyce says. “I do arm exercises and leg lifts.” And her hard work paid off: she admits that she went from a 14-16 size to an 8-10.

“I feel wonderful,” she says. “I don’t have any flab so I feel wonderful!

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Dramatic Weight Loss is not a new pill, a new diet, or a new piece of workout equipment that you see popping up on the internet every couple of months. DWL is a time-tested program that is designed to not only help you achieve significant short-term weight loss, but also put you on a lifetime path of staying healthy and keeping the weight off.

Do you know why the body keeps storing fat even though it is harmful to its own survival? Did you know that there is a tried and proved method to force the body to stop storing fat? The program has been known to leave many people feeling healthy, happy and whole.

To learn more about DWL check out the site HERE. Hit the flip to peep more pictures of Kandi and Joyce’s dramatic weight loss next…

The Game Accepts Young Thug’s Insta-apology And Hopes To Patch Things Up Between Thug & Wayne

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Young Thug Apologizes, The Game Accepts

The Hip-Hop beef between The Game and Young Thug that ultimately ended almost as fast as it began is in such a peaceful spot that both rappers are publicly apologizing to one another. After a sit-down with JoJo Capone, this is what Young Thug had to say for his role in the social media dust-up:

The Game not only graciously accepted that somewhat-backhanded apology, even called for a peace treaty between Thug and Wayne, and maybe even one day Wayne and Birdman…

Awww…maybe soon they can all hold hands and sing Kumbaya over a London On The Track beat?

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For The Stans: Baddie Bey Plays Dress Up In Black And White Looks

Tyson Beckford Drops It Low For Mariah Carey While Stripping For Tips With Vegas Chippendales

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Mariah looked like she enjoyed every second of that. We hear she stuffed about $300 in Tyson’s boxers…

TMZ

Bill Clinton Admits That Mass Incarceration Stems From Policies Enacted During His Administration

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Bill Clinton Concedes Responsibility For Mass Incarceration

In the wake of unrest in Baltimore over excessive policing, Bill Clinton admitted that some of the harsh law enforcement policies of today stem from decisions he made during his presidency. Clinton points specifically to his “three strikes” initiative to springboarding over-incarceration in huge numbers — and snowballing into the current climate of police activity. Via CNN:

President Bill Clinton on Wednesday conceded that over-incarceration in the United States stems in part from policies passed under his administration.

Clinton signed into law an omnibus crime bill in 1994 that included the federal “three strikes” provision, mandating life sentences for criminals convicted of a violent felony after two or more prior convictions, including drug crimes. On Wednesday, Clinton acknowledged that policy’s role in over-incarceration in an interview with CNN’s Christiane Amanpour.

“The problem is the way it was written and implemented is we cast too wide a net and we had too many people in prison,” Clinton said Wednesday. “And we wound up…putting so many people in prison that there wasn’t enough money left to educate them, train them for new jobs and increase the chances when they came out so they could live productive lives.”

Clinton’s comments come on the heels of protests in Baltimore over policing and the death of a young black man there and a week after Hillary Clinton delivered one of the first policy addressees of her presidential campaign on criminal justice reform, saying that the system focuses too much on incarceration.

“Keeping them behind bars does little to reduce crime, but it does a lot to tear apart families,” Hillary Clinton said last week. “Our prisons and our jails are now our mental health institutions.”

Do you think Hillary Clinton will be able to get in office and fix what her husband inadvertently messed up?

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